Plain-English writing about Texas oil & gas royalty lending — how we underwrite, what the multiples actually mean, and what is happening across the basins.https://tct-financial.netlify.app/en-ushttps://tct-financial.netlify.app/insights/permian-2026-outlook/https://tct-financial.netlify.app/insights/permian-2026-outlook/Rig counts are down, but per-well productivity keeps climbing. What that actually means for the loan amount a Reeves County royalty owner can expect.Fri, 15 May 2026 00:00:00 GMTPermian Basinhttps://tct-financial.netlify.app/insights/royalty-loan-versus-sale/https://tct-financial.netlify.app/insights/royalty-loan-versus-sale/Most royalty owners we talk to have been pitched a sale before they ever consider a loan. Here are the four numbers that separate "good idea" from "expensive mistake" — and when each path actually wins.Wed, 22 Apr 2026 00:00:00 GMTHow we thinkhttps://tct-financial.netlify.app/insights/what-your-royalty-borrows/https://tct-financial.netlify.app/insights/what-your-royalty-borrows/The 12–24× headline multiple is real, but every TCT file gets sized by basin, operator history, and decline curve. Here's the arithmetic on a $500/month royalty check.Thu, 12 Mar 2026 00:00:00 GMTSizinghttps://tct-financial.netlify.app/insights/eagle-ford-royalty-loans-guide/https://tct-financial.netlify.app/insights/eagle-ford-royalty-loans-guide/How Eagle Ford basin economics, operator behavior, and decline curves shape what a South Texas royalty owner can actually borrow in 2026.Wed, 18 Feb 2026 00:00:00 GMTEagle Ford Basinhttps://tct-financial.netlify.app/insights/haynesville-gas-royalty-economics/https://tct-financial.netlify.app/insights/haynesville-gas-royalty-economics/Henry Hub pricing, the AI data-center demand wave, and what it all means for North Louisiana and East Texas Haynesville royalty owners considering a loan.Wed, 04 Feb 2026 00:00:00 GMTHaynesville Shalehttps://tct-financial.netlify.app/insights/estate-planning-mineral-rights/https://tct-financial.netlify.app/insights/estate-planning-mineral-rights/How to use a royalty loan instead of a mineral sale to handle estate tax liquidity, sibling buy-outs, and intergenerational wealth transfer.Thu, 22 Jan 2026 00:00:00 GMTEstate & trustshttps://tct-financial.netlify.app/insights/working-interest-vs-royalty-interest/https://tct-financial.netlify.app/insights/working-interest-vs-royalty-interest/The two flavors of mineral ownership, the cash-flow + expense differences, and which one we can actually finance.Thu, 08 Jan 2026 00:00:00 GMTUnderwritinghttps://tct-financial.netlify.app/insights/operator-quality-and-your-royalty/https://tct-financial.netlify.app/insights/operator-quality-and-your-royalty/Why the company drilling your wells matters more than the basin — and how we factor operator history into every TCT loan decision.Fri, 12 Dec 2025 00:00:00 GMTOperators